Setu KYC
Verify individuals and businesses with ease
Verify users to disburse loans, make payouts, enable stock or crypto investments, and more. Get the best uptimes and availability. Integrate easy-to-use APIs, or embed pre-built screens.
Verify PAN
PAN
ABCDE1453G
Verified
Verify Aadhaar
Aadhaar
Verified via
DigiLocker
BUSINESSES WE WORK WITH
Setu KYC
Leverage superior UX, industry best uptimes and great pricing
Choose from multiple data blocks. Reduce fraud early on, with our modular KYC verification bundle.
Use cases
Serve use cases for your business
On-board and verify your customers—whether you lend to individuals, have an investment or insurance platform or serve other businesses.
Provide insurance
Reduce fraud with PAN and bank account checks prior to insurance offers
Enable investments
Let users sign up quickly with PAN or Aadhaar, before they invest in stocks or mutual funds
Verify businesses
Validate business customers’ bank accounts before making payouts
On-board for online
commerce
Verify sellers on e-commerce platforms with PAN/Aadhaar and bank account details
Validate driving licenses, check PAN/Aadhaar and verify bank accounts
Power digital lending,
BNPL or credit
Verify borrower PAN/Aadhaar and bank account before loan disbursal
Setu KYC
The best experience for customers and businesses
Need other data based products?
Get rich financial data on customers or let them eSign with in-built Aadhaar verification.
Common questions
FAQs
What is Setu KYC?
Setu KYC is a bundle of products that you can easily integrate with to verify your customers, whether they are individuals or businesses. The bundle offers multiple types of verification blocks—bank account verification, fetching DigiLocker documents, Aadhaar verification and PAN checks—from which you can choose one or more that suit your needs. With the Setu KYC bundle, you only need to work with Setu, but can make use of multiple data blocks that you need to integrate with.
Who does Setu partner with to identify or verify customers?
Setu works closely with multiple certified government entities like NSDL, UIDAI, Digilocker and provides verified data only.
How do I choose between API integration and pre-built screens?
By default, we offer simple REST APIs for integration and provide responses in JSON. You can refer to our API Docs and start testing APIs once you have the clientID and clientSecret for your organisation. However, some data blocks, like Aadhaar verification or bank account verification, require a user to complete multiple steps on screens. In such cases, Setu provides an alternative to API integration with customisable pre-built screens—cutting integration time, managing desktop and mobile responsiveness, and handling error and success scenarios.