Setu for lending

Fintech APIs for the lending industry

Setu’s APIs enables any bank, NBFC or fintech to build powerful onboarding, underwriting and payment collection journeys for their users.

A FEW OF 500+ BUSINESSES THAT USE OUR PRODUCTS

  • Kissht
  • IIFL
  • Kotak Mahindra Bank
  • CRED
  • ICICI Bank
  • HDFC Bank
  • Axis Bank
  • Mahindra Finance
  • DriveU
  • Muthoot Finance

API stack for lenders

Build the best experience for your users

Unsure about which product to select? Answer a few questions and we’ll help you out.

Setu KYC

Verify borrower data—Aadhaar/PAN for individuals, or GST for businesses.

Setu Bank account verification

Easily verify borrower bank accounts.

Setu DigiLocker

Fetch verified documents from government sources.

Setu eSign gateway

Use our eSign gateway to let borrowers sign loan agreements—India’s best Aadhaar eSign experience.

Setu BBPS

Power payments over BBPS, with the simplest payment experience for borrowers.

Setu Account Aggregator

Analyse your customers’ financial data.

Case study

Ujjivan Small Finance Bank’s success with us

See how integrating with our products benefits our customers.

Two colleagues standing together in an office

20%

Increase in online collections

Backdrop

50%

Reduction in cost of collections

A customer smiling with arms crossed in an office

Case study

IIFL Finance’s success with us

Real success stories that can be yours too.

Two colleagues standing together in an office

50%

Increase in online collections

Backdrop

25%

Reduction in cost of collections

A customer smiling with arms crossed in an office