Setu BBPS
Power payments
with BBPS
As a biller, become discoverable on all popular UPI apps and collect repeat payments with ease. As a customer platform, embed and monetise bill payments with revenue for every successful payment.
BUSINESSES WE WORK WITH
An interoperable network for payments
BBPS enables businesses to handle repeat payments from customers using platforms like payment apps or offline collection centers.
INCLUDING
400+ online agent institutions—payment apps and websites for customers to pay billers
3.5 million+ offline agents like bank branches, kirana shops and more
Payments accepted in 10k+ pin codes across India
Utility bills, loan EMIs, school fees, subscriptions and more
Choose the right BBPS integration for your business
OUR BBPS BANK PARTNERS
Setu works with trusted banks who are authorised to offer BOU and COU integrations.
A single payment framework
Hassle free payments for customers and businesses
A single payment framework, to serve many stakeholders. BBPS enables businesses to handle repeat payments from customers using platforms like payment apps or offline collection centers.
Billers—businesses who need recurring payments
Any business offering monthly or annual services can collect payments through BBPS with a simple and cost-effective integration.
Agents—user-facing platforms for bill payments
Any platform can use BBPS to make money by offering bill payment services to their users—via apps, websites or offline centres.
Customers—wanting to pay businesses easily
Customers can choose any popular BBPS-enabled app, website or offline point to pay their bills easily and regularly.
400+
Online agent institutions—payment apps and websites for customers to pay billers
3.5 million+
Offline agents like bank branches, kirana shops and more
10k+
Pin codes across India where BBPS payments are accepted
Setu BBPS
Access the best integration experience
Whether you opt for our BOU integration for billers, or COU on-boarding for agent institutions, we’ve got you covered.
Painless on-boarding
Get guidance on regulatory compliance and go live in days.
No-fuss integrations
Opt for no-code biller integration or use theme-able, pre-built screens for embedding bill payments as an agent.
Grow your business
Collect payments online or offline, with one integration. Or boost user retention and revenue by embedding bill payments.
Setu BBPS
Join us
Want to know more on how to partner with Setu for this product?
Common questions
FAQs
What is BBPS?
Bharat Bill Payment System is a payment ecosystem on which different categories of billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more. BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents and bank branches.
What is NPCI?
National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS. NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to on-board billers onto BBPS.
What is BOU and COU?
BOUs or Biller Operating Units and COUs or Customer Operating Units are licensed entities (usually banks) who can offer BBPS services to other businesses. Setu works with BOUs and COUs to offer corresponding integrations. BOUs serve billers, i.e entities that generate bills for goods or services and want to collect payments. Setu’s BOU integration helps billers list on BBPS to enable collections via BBPS apps or offline points. COUs serve customer-facing platforms, i.e entities that offer various products to any end-user. Setu’s COU integration helps such platforms become a collection agent for BBPS and add a feature to let their users pay any BBPS biller.
What role does Setu play?
Setu acts as a bridge between BOU/COU banks and other businesses (billers or customer-facing platforms), offering simplified integration and compliance. We also offer additional services like data reports, notifications and settlements for any bill payments.